The Devastating Effects That Fire Damage Can Have on a Home

A fire of any size in your home can be an overwhelmingly difficult situation. The damage caused by the flames, smoke, soot, and the water the fire department uses to combat the flames can destroy a home in numerous ways. Besides the total loss of your possessions, a house fire can make you lose hope […]

Is Tornado Damage Covered by Insurance in Birmingham, AL?

A tornado is a powerful force of nature. The devastation left in the wake of a severe cyclone can lead to immense property damage. You may be without power, with broken windows on the floor, and serious wind damage throughout the yard; it’s a lot to fathom. But in the aftermath of tornado damage, know […]

Is Birmingham at Risk for Tornado Damage?

According to FEMA, Birmingham, AL, is right in a hot spot for tornado activity. According to their designation, Birmingham experiences more than 15 tornadoes per 2,470 square miles around the area. Furthermore, their statistics reveal that tornadoes in the area are often in excess of 250 miles per hour, making them both frequent and alarmingly devastating.  […]

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Is Category 3 Water Damage Covered by Insurance in Birmingham?

Category 3 water damage is classified as such because of the high level of contamination due to pollutants like fungi and bacteria, which can lead to severe illness and infection. Due to this level of contamination and risk, insurance companies tend to be very specific about their coverage options. For example, your average homeowners insurance policy likely […]